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May 21, 2012

Starting an Emergency Fund

SavingMoney

Have you ever thought about what would happen to your family if someone in your home lost their job, got into an automobile accident, or spent a long time in the hospital?  Where would you find the money to get your family through those hard times?  Experts agree having an emergency fund for your … [Read more...]

Teaching Your Child About Saving and Spending Money

MoneyJar

Last month as my kids watched their favorite television programs, they were bombarded with a ton of commercials for toys and other things that they wanted or thought they wanted. My kids wanted just about everything they saw. My kids also love to go search out the toy aisles every time they go … [Read more...]

Frugal New Year Goals

SetGoals

Every January, people make New Year’s Resolutions. Unfortunately, many of these resolutions never get past the first month. That’s why I prefer to call them GOALS. For some reason people seem to stick to goals better. Remember your goals need to be realistic and manageable. Having a goal to get … [Read more...]

How to Budget Using the Digital Envelopes Method

Envelope Method

The envelope method is an old favorite when it comes to budgeting, but in today’s digital society it can be hard to use exclusively. I primarily pay my bills online and I rarely carry much cash on me so while I love the straightforward nature of the envelope method, it just isn’t realistic for … [Read more...]

Manisha Thakor’s Top 5 Back-to-School Spending Tips

Manisha Thakor

We all have parts of our financial life that could use a little extra care. Maybe you’ve gone through the effort to create a family budget but haven’t taken extras like car registration and vacations into account. Maybe you’re hiding your credit card bills as soon as they show up in the mail … [Read more...]