Managing your cash flow can be a challenge any time of year, but it is especially challenging during the holiday season. We have some tips that will help you manage your cash flow so you can enjoy the holiday season with your family, stress-free.
Do you have a long-term financial plan in place? If not, you definitely need to make that a priority. Looking at your finances from a long-term perspective can be seriously overwhelming, especially if finances just aren’t really your thing. Working with a Certified Financial Planner can help relieve some of the stress and help reassure you that you are on the right financial path.
I have something that borders on an obsession with planning products. With 6 kids, several work at home jobs, a house to manage, and everything else that ends up on my to-do list, staying organized is essential. I was so excited to hear that Erin Condren had released the new and improved 2018-2019 Deluxe Monthly Planner. They sent me one to check out and I’m so impressed. This planner is perfect for keeping your life on track.
With the holidays over, many of you are probably looking at your credit card statements and second guessing all those holiday purchases. Debt can get out of control quickly. It’s hard, but not impossible, to dig yourself out of the hole if you’ve made a few financial mistakes. Alex and Cassie Michael, the couple behind the popular blog, The Thrifty Couple, learned this lesson the hard way and paid off almost $100k in debt in just over 3 years. I’m amazed every time I hear their story and they’ve shared everything in their new book, The 2% Rule to Get Debt Free Fast. They sent me a copy of their new book and I’m amazed at how many simple tricks I’m learning to pay down debt, and how engaging their story is.
The leaves have fallen and snow is on it’s way. The extra expenses of the holiday season are not far behind. That is why it is so important this time of year to cut energy costs. Fortunately, there are some very simple things you can do that can make a huge difference in your winter utility bills. Winterizing your home does not have to be complicated or stressful. Very simple changes can provide you with huge returns.